"We couldn't have bought a house without Housing Resources, Inc. Their hard work and encouragement made it all possible."

Post-Purchase Counseling and Education

Housing Resources, Inc. offers continued assistance, to homebuyers even after they have purchased a home. The purpose of this program is to provide them with support so that they remain successful. Homeowners can be assistance with the following:

  • Resolving credit issues
  • Refinancing
  • Home improvement options- Loans and/or Grants
  • Obtaining home equity loans
  • Purchasing a second home
  • Any other aspect of homeownership in which you need support

Default counseling/foreclosure prevention

Homeowners who are in foreclosure or facing foreclosure should contact the HOPE Hotline at 1-888-995-HOPE. Specialist are available 24 hours a day / 7days a week.

After contact is made with the HOPE Hotline, our post purchase counselor assists homeowners by providing options to foreclosure and supporting them in working through their options.

Our main goal is to help save homes.

The services provided include:

  • Assessing the reasons for delinquency
  • Preparing hardship letters
  • Developing a repayment plan to get back on track
  • Providing Direct dialogue with homeowners lender(s)
  • Loan Modification assistance
  • Negotiating forbearance agreements
  • Reinforcing homeowner rights and responsibilities
  • Money Management and budgeting
  • Selling the home
  • Referrals to other community organizations for assistance This assistance can take the form of contacting the mortgage

Protecting Your Investment Workshops

Post-Purchase education workshops provide homeowners with information that is intended to assist them in protecting their investment and ensure a smooth transition from renting to owning.

Our quarterly free workshops include such topics as:

  • Income Tax Preparation
  • Financial Management and Investment
  • Home Maintenance and Repair
  • Insurance and Home safety
  • Refinancing, Home Improvement and Predatory Lending
  • Understanding your escrow account

View the Education Class Calendar to begin the registration process.